Saturday, September 13, 2014

There is a Difference

Most attorneys who represent injured persons are attempting to build life rafts for the injured persons and his/her family.

Most attorneys who represent defendants against claims brought on behalf of injured persons are attempting to blow up the life raft.

It is important to recognize that the term "most" applies because these statements are only true  99.9% of the time.

It is also important to recognize that in 99.9% of the personal injury cases the reality is that-- defendants = insurance companies.  The 'named' defendant, the negligent person and/or corporation who caused the injury, is nothing more than a bystander whose interests are literally of no concern to the insurance companies. The insurance companies only, literally only, interest is money...saving money. For example, some insurance companies actually pay the persons who determine how much money to pay an injured person a bonus. These persons are called 'claims adjusters'.  A bonus could make sense until it is recognized  where the bonus comes from. The bonus comes from a percentage of the amount of money that the claims adjuster doesn't pay the injured person. For example:
1. Claims adjuster evaluates the person's injuries and determines a 'value' to place on the claim. For our purposes, lets say $100,000 is the value of the claim. The accountant then moves this amount from the general fund and, on paper, puts it in what is called a 'reserve account'.
2. Claim adjuster 'negotiates' with the injured person and gets him/her to agree that the claim is really only worth $50,000 and the claim settles.
3. There is $50,000 left in the 'reserve account'.
4. The insurance company has a set bonus percentage. For our purposes lets say it is 10%.
5. The accountant moves $45,000 from the 'reserve account' back to the general fund and then moves $5,000 into the claims adjuster's bonus account. The bonus is disbursed to the specific claims adjuster at regularly scheduled intervals or as a 'Christmas Bonus'.  To me, naming the disbursement of the bonus as the 'Christmas Bonus' is, well lets just say, inappropriate.

Thursday, July 3, 2014


As the 4th approaches we are confronted with a constant barrage of articles in the papers and stories on TV telling everyone that fireworks, except in some cases 'safe and sane' fireworks, are illegal. Sure.
1. These articles/stories influence people to not buy and 'set-off' fireworks. Check.

It is against the law for persons to text while driving. Sure. Everyday when I drive around town and to and from work, I always see at least one and usually two or three persons who are sending texts while driving.
1. The law making it illegal to text while driving is effective. Check.

Tuesday, December 17, 2013

A Hunting Sasquatch We Shall Go, A Hunting Sasquatch We Shall Go...

Well I went late season archery hunting for a Sasquatch on Saturday the 14th. It is difficult enough to find and harvest a Sasquatch during the regular season, but during late season archery, it is exponentially more difficult.  Not one Sasquatch was seen; not even a track.  However, NO WORRIES--the mountains depicted on the Coors beer can, that we brought in case of an 'emergency' requiring the intake of fluids, were 'blue' and the Lady was sizzling hot. A man could not ask for more! Oh...we were able to find a nice Christmas tree that was more than the USFS required 200 foot distance from a roadway (actually it was a mile away--Ha!). After I finally got it out to the road we were able to get it loaded onto 'Stealth' (so called because it has a muffler--unlike its twin 'Betsey' which is named after Davy Crockett's flintlock rifle) set up in the living room, and decorated! 

Sunday, November 10, 2013

Not a Sasquatch...But Just as Rare!

    Rocky Mountain Speckled Koala Bear!

Sunday, November 3, 2013

A Sure Sign That Winter Is On Its Way!

This morning while hunting for a Sasquatch, I took this picture of a Tamarack turning color...As an experienced outdoorsman, I can assure you that it is an unmistakable sign that winter is on its way! Apparently tamarack is the name that was given to this tree species by the Algonquians and means "wood used for snowshoes." Yep, its meaning reveals, when a Tamarack changes color, that it is a clear sign that winter is on its way. 

It would be easier to see this Tamarack's changing color, if it wasn't covered with snow.